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Tips for Buying a Home with a Pool To buy or not to buy a home with a pool is a personal decision, but there are various factors to take into account, having a big financial impact in the short and long run. Among others, these may include maintenance, insurance and safety costs that come with pool ownership. Without a doubt, a pool adds value to a home, but how in particular? Unfortunately, actual data is scarce, but location plays a major role. Hence, to be totally sure, select an area that is not going to hurt your cause, if ever you decide to sell the property years down the road. A pool adds to a home’s aesthetic, relaxation and entertainment value, but aside from that, there are many other variables you should look into before finally deciding to get a home with a pool. For example, is the pool screened or enclosed, or is it heated or does it have any water features? What general condition is it in?
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In general, for a home with a value of $125,000, a pool would cost you around $8,000 to $10,000 more. Of course, this is but an estimate, and checking with a local appraiser is best for more accuracy.
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Costs Your largest pool expense will be the weekly maintenance, which is a must, though with many pool companies that charge $50 to $75 a month for servicing, this is usually not a problem. Among other costs you should consider are pool suction devices, , fencing, safety alarms, additional homeowners insurance, and self-closing doors. Pool Inspection Just as a home inspector inspects a home, a pool expert should inspect a pool. Don’t mix the two together, which means a home inspector shouldn’t be inspecting a pool. Also, remember to ask the seller which company used to service the pool. That company would know the pool best and can check its quality and estimate its upkeep costs. The more you know about the pool, the better you can decide whether or not the home with the pool is worth the investment. Most probably, the company would be glad to accommodate you too, as this would mean the account can continue. Conclusion Your mortgage qualification need not suffer when you buy a home with a pool. If anything, it can even help you sell much faster in the future. Homes with a pool generally appeal to more homebuyers, which means a quicker sale later on and even greater value to the final sale. Also check with your local municipality for rules on home pool use (called Certificate of Occupancy). Remember, municipalities are always changing pool regulations, so don’t depend on what you might have read online or heard from a friend.